Security Measures when Receiving Credit | Credit



05 Sep Security measures when obtaining credit


05 Sep Security measures when obtaining credit

Posted at 17: 59h in Credits for SMEs 44 Comments

The new wave of Fintech companies in Mexico have supported people or SMEs to obtain financing.

Given the different financing options that exist in the market, it is necessary that you pay attention and evaluate the different options. The most important thing is that you feel safe before applying for a loan.

I share what you must take into account to avoid fraud when requesting financing for your business.



Investigate the history of the company to which you will apply for the loan. Institutions such as the National Commission for the Protection and Defense of Users of Financial Services (CONDUSEF) and the National Banking and Securities Commission (CNBV) are in charge of regulating us and the information is available to everyone.


Advance deposits

Advance deposits

If an institution asks you to deposit money before granting a loan, it is not a good sign. Usually there are commissions or charges at the time of requesting a loan, but most cases are discounted from the amount you ask for and not before. In Konfío we discount the commissions of the amount that you deposit and we will never ask you for an advance deposit.

Personal information


Due to the nature of online loans, companies request personal information that allows us to get to know you and helps us determine the ideal credit option for your needs. Before sharing your data, review the Privacy Policies and make sure that your information is always protected.





Before applying for your loan check the interest and commissions that you will pay at the end and watch out for the little letters! Many financial companies have simulators where you can review amounts, terms and interests so that you are always informed of what you will pay.

Remember that there are no “miraculous credits”, evaluate your options and choose the loan that will grow your business.

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